Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the description's added value is the credit cost (10) and the historical coverage floor (2010-11 on) — both operationally useful facts absent from the structured fields. It doesn't address result size or pagination, which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.