Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), and the description adds genuinely extra context: a 5-credit cost, the games-played filter behavior, and a caveat that goalie expected goals cover all strengths whereas team possession columns are 5v5-only. That strength-coverage caveat and the cost disclosure are exactly the beyond-schema traits that prevent misuse.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.