Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, closed-world, and non-destructive, so the safety profile is covered. The description adds genuinely non-obvious behavior: a 5-credit cost, that career rate stats are UFC-only, and that ufc_record mirrors record for the UFC and is null elsewhere. Missing only pagination/response-shape notes, which the output schema covers.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.