Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuinely non-structured context: a credit cost and the fact that partial-name matching is supported. It stops short of saying whether multiple matches are returned or how ties are ordered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.