Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and openWorldHint=false, so safety is covered. The description adds two genuinely useful behavioral facts not in the structured fields: the cost ("Costs 2 credits") and the data provenance ("computed from every final game"), which tells the agent the numbers are final-game aggregates only.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.