Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-open-world, non-destructive, so the safety profile is covered. The description adds genuinely new behavioral context: the underlying methodology (Elo from every final game) and, importantly, a cost of 2 credits, which an agent should know before calling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.