Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive and closed-world, so the description does not need to restate safety. It adds genuinely new operational context: the 5-credit cost, which matters for tool selection under budget constraints. It does not describe caching or latency, but that is a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.