Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, closed-world), so the description's job is added context — and it delivers: tiebreak ranks follow the real NFL procedure and report the deciding step, data is computed from final scores, and the call costs 2 credits. It does not cover error or empty-result behavior, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.