Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive, and closed-world behavior. The description adds the important cost signal ('Costs 5 credits'), which is valuable behavioral context not present in the annotations. It does not describe output format, but an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.