Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered. The description adds the credit cost ('Costs 5 credits'), which is real behavioral information the annotations do not carry. It does not disclose pagination behavior, though the output schema and limit param partly cover that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.