Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description's main added value is the 'Costs 2 credits' disclosure and the default-week behavior — both genuinely useful beyond structured fields. It stops short of describing result shape or ordering, but the output schema carries that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.