Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so safety is covered. The description adds genuinely non-annotation context: a 5-credit cost and per-source year availability (NGS 2016+, PFR 2018+), which affect whether the call is worth making. It stops short of return format or rate-limit behavior, so this is a modest add on top of annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.