Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive). The description adds genuinely new behavior: results ordered most-recent-first, partial-name matching, the default league, and a cost of 1 credit — the credit cost in particular is not derivable from any structured field.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.