Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so safety needs no restating. The description adds genuinely new behavior: sort direction tied to input shape (ascending for a season, latest-first otherwise) and a cost disclosure ("Costs 1 credit"), which is the kind of billing context annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.