Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the bar is lower; the description still adds real value by disclosing the 2-credit cost, the minimum-match filter, the active_since default, and the shared-endpoint league:'wta' quirk. It doesn't discuss result size or pagination beyond the limit.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.