Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (destructiveHint=false, idempotentHint=false, openWorldHint=true), so the bar is lower. The description still adds real behavioral value: 'cues hold' describes the state effect on the run and 'resume anytime' confirms reversibility, which is more than the annotations convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.