Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so safety is covered. The description adds one genuinely useful fact — credentials remain server-side — but the sentence "Mutations require preview and confirmation" is boilerplate that is irrelevant and mildly misleading for a tool annotated read-only. It says nothing about scope of access, what stores are included, or error behavior when no connection exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.