Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already supply readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuinely useful resolution behavior: exact symbols win and ambiguous assets are never guessed, which is not present in the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.