Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose meaningful behavior: errors come back with locations and hints, and success yields the authority manifest with resources, worst-case calls/cost, approval sites and flows. It never explicitly states that the operation is non-mutating or what auth/prerequisites apply, but the 'type-check' verb makes the read-only nature inferable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.