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crypto-payments-2026

INDUSTRY REPORT: State of crypto payments 2026 (deep, cited). input=optional scope. B2B: PSPs and merchants evaluate integrating crypto payments. [x402: 120.0 USDC on Base, pay-per-use]

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
inputYesservice input

Schema Changelog

Changes observed during successful MCP inspections.

  1. Added

TDQS

A3.6/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the behavioral burden. It adds useful context like 'deep, cited', optional scope, and pay-per-use cost, but it does not describe output format, citation style, data sources, or side effects. For a read-only report tool, the disclosed traits are moderately helpful but not fully transparent.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is compact and front-loads the report topic before providing scope and audience. The trailing '[x402: 120.0 USDC on Base, pay-per-use]' is somewhat cryptic, but nearly every clause earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a one-parameter research tool, the description covers topic, depth, citation, audience, and scope. It is missing output expectations since there is no output schema, and it does not help an agent choose among adjacent crypto/market-report siblings like x402-payments-landscape.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The description adds meaning to the otherwise generic schema property 'service input' by interpreting it as an optional scope. However, this conflicts with the schema marking input as required, and there is no guidance on how the scope should be phrased.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description identifies the deliverable as a deep, cited industry report on the state of crypto payments in 2026 and names the target B2B audience (PSPs and merchants). It does not use an explicit verb like 'generate', but the intent is clear and the topic is specific enough to distinguish it from many unrelated siblings.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It gives concrete usage context: PSPs and merchants evaluating crypto payment integration, with optional scoping via input. It does not list exclusions or explicitly name alternative report tools, but the audience and use case are clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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