Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It discloses the billing model (0.04 USDC on Base, pay-per-use), which is genuinely useful, but says nothing about whether it blocks or merely observes transactions, what happens on a failed interception, permission requirements, or rate limits. The vague 'securely and ethically' claim is unsupported by any concrete behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.