Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is known. The description adds the scope constraint ('owned by the authenticated user') and pagination support, which is helpful. However, it does not disclose ordering, error cases, or rate limits, so it only moderately adds beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.