Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full disclosure burden, and it does disclose the primary side effect: an email with a PDF link is sent to a recipient. However, the recipient logic is ambiguous — 'to the invoice email, or to "to"' does not clarify whether the `to` parameter supplements or replaces the invoice email, and there is no mention of failure behavior when the invoice has no email on file. The core action is transparent, but edge-case behavior is left to inference.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.