Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover safety (readOnlyHint, openWorldHint), and the description adds genuinely behavioral context: historical coverage start date, the tri-state status (valid/invalid/unknown), the inclusive effective period, and base-unit normalization (1 or 100) that affects interpretation. Combined with source URL and hash disclosure this exceeds what annotations provide, though it remains silent on rate limits or caching.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.