Mirabello Immigration Intelligence

Banking Access Facts

get_banking_access

Read-onlyIdempotent

General non-resident banking access by jurisdiction (US, AE, SG, HK, CH, LI, KY or Caribbean, plus EMI): access level, timelines, common rejection causes and caveats. No institution is named or recommended, and no account is guaranteed. General information, not advice.

Tool call template

This tool declares no required parameters. Add optional parameters from the input schema as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {},
    "name": "get_banking_access"
  }
}

Input Schema

Name	Required	Description	Default
`cc`	No	ISO alpha-2 (US, AE, SG, HK, CH, LI, KY) or EMI for the e-money layer
`type`	No	corporate \| personal (omit for both)

Output Schema

Name	Required	Description	Default
`error`	No
`terms`	No
`source`	No
`book_url`	No
`provider`	No
`disclaimer`	No
`data_updated`	No

Schema Changelog

Changes observed during successful MCP inspections.

Changed8 schema fields changedOct 25, 2026

changedOutput schema / description

Previous value: -"Mirabello response envelope. Tool-specific fields vary; the provenance/disclaimer envelope is always present."New value: +"Mirabello envelope; tool fields vary; error only on failure."

removedOutput schema / properties / book_url / description

Removed value: -"Link to request a consultation with a Mirabello specialist, for a personal case."

removedOutput schema / properties / data_updated / description

Removed value: -"Date the underlying dataset was last updated."

removedOutput schema / properties / disclaimer / description

Removed value: -"Information, not legal/tax/financial/immigration advice; figures indicative."

removedOutput schema / properties / error / description

Removed value: -"Present only when the request could not be fulfilled."

removedOutput schema / properties / provider / description
```
Removed value: -"Always \"Mirabello Consultancy\"."
```

removedOutput schema / properties / source / description

Removed value: -"Attribution for the data, when it is not Mirabello Consultancy itself."

removedOutput schema / properties / terms / description

Removed value: -"Acceptable-use and information-not-advice terms."

Changed3 schema fields changedOct 8, 2026

removedOutput schema / properties / book_a_consultation

Removed value: -{
-  "description": "URL to book a Mirabello consultation.",
-  "type": "string"
-}

addedOutput schema / properties / book_url

Added value: +{
+  "description": "Link to request a consultation with a Mirabello specialist, for a personal case.",
+  "type": "string"
+}

changedOutput schema / properties / source / description

Previous value: -"Attribution for the data."New value: +"Attribution for the data, when it is not Mirabello Consultancy itself."

Changed1 schema field changedJul 27, 2026

changedOutput schema / (root)

Previous value: -nullNew value: +{
+  "additionalProperties": true,
+  "description": "Mirabello response envelope. Tool-specific fields vary; the provenance/disclaimer envelope is always present.",
+  "properties": {
+    "book_a_consultation": {
+      "description": "URL to book a Mirabello consultation.",
+      "type": "string"
+    },
+    "data_updated": {
+      "description": "Date the underlying dataset was last updated.",
+      "type": "string"
+    },
+    "disclaimer": {
+      "description": "Information, not legal/tax/financial/immigration advice; figures indicative.",
+      "type": "string"
+    },
+    "error": {
+      "description": "Present only when the request could not be fulfilled.",
+      "type": "string"
+    },
+    "provider": {
+      "description": "Always \"Mirabello Consultancy\".",
+      "type": "string"
+    },
+    "source": {
+      "description": "Attribution for the data.",
+      "type": "string"
+    },
+    "terms": {
+      "description": "Acceptable-use and information-not-advice terms.",
+      "type": "string"
+    }
+  },
+  "type": "object"
+}

AddedJul 25, 2026

TDQS

B3.4/5.0

Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so safety is covered. The description adds genuinely non-structured behavioral context: results are jurisdiction-level only, no institution is named or recommended, and no account outcome is guaranteed — meaningful framing for a tool whose answers could otherwise be over-trusted. It stops short of describing null/coverage behavior when a jurisdiction has no data.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences, purpose front-loaded, no filler. The jurisdiction parenthetical is the only element that partly repeats schema content, though it usefully includes the Caribbean option. Nothing else could be cut without losing a caveat.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Low-complexity, zero-required-param read tool with full schema coverage, rich annotations and an output schema, so the description needn't explain return values. The remaining material gap is sibling differentiation from get_nonresident_banking, which matters in a ~70-tool namespace. The advice disclaimer is a good inclusion that partially compensates.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% and both parameters are documented in-schema, so the baseline of 3 applies. The description does add a small amount beyond the schema by naming "Caribbean" as an accepted jurisdiction grouping, which the cc parameter description omits, but it adds nothing about the corporate|personal axis beyond what the schema states.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description gives a specific resource with named facets: "non-resident banking access by jurisdiction" returning "access level, timelines, common rejection causes and caveats". An agent knows exactly what data comes back. It loses a point because the namespace contains a near-identical sibling, get_nonresident_banking, which is never mentioned, so the two are not distinguishable from the text alone.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no when-to-use guidance, no exclusion, and no pointer to an alternative, despite get_nonresident_banking sitting in the same namespace. The sentences "No institution is named or recommended, and no account is guaranteed" and "General information, not advice" are output caveats, not invocation guidance. An agent must infer the selection rule from the name alone.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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