Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false, destructiveHint=false, covering the safety profile. The description adds a meaningful caveat — 'Indicative, not advice' — warning the agent not to present output as professional advice, which is valuable behavioral context beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.