Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description adds the characteristics the search surfaces (donor tax relief, entity tax status, cross-border granting, standout vehicle), which is useful, but discloses no pagination, ranking, or result-shaping behavior beyond that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.