Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It does disclose a concrete behavioral trait — a cost of 1 credit per call — which is genuinely useful. However, it omits other important traits: what happens when no snapshot exists, whether the call fails or returns the nearest available, and what a successful result contains.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.