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Unicred MCP

by io.github.mcp-dir

openfinance_get_item_status

Read-onlyIdempotent

Returns the current status of a bank connection (UPDATED, UPDATING, LOGIN_ERROR, etc.), its executionStatus, connector metadata, and a reconnect_url that reopens the widget in UPDATE mode for that connection (re-authenticate / enter MFA token in place, without disconnecting and without consuming a connection slot). Omit item to get the status of ALL linked banks at once (returns { count, items }); pass item for a single bank.

Bulk support: accepts item_ids for batched execution.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
itemNo
item_idNo
item_idsNo

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. Added
  2. Removed
  3. Added
  4. Removed
  5. Added
  6. Removed
  7. Added
  8. Removed
  9. Added
  10. Removed
  11. Added
  12. Removed
  13. Added
  14. Removed
  15. Changed2 schema fields changed
    • addedInput schema / properties / item_id
      Added value: +{
+  "type": "string"
+}
    • addedInput schema / properties / item_ids
      Added value: +{
+  "items": {
+    "type": "string"
+  },
+  "type": "array"
+}
  16. Added
  17. Removed
  18. First observed

TDQS

A4.3/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Adds behavioral context beyond annotations, such as the reconnect_url behavior and bulk support. Annotations already indicate readOnly and idempotent, but description elaborates on executionStatus and connector metadata.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Four sentences, front-loaded with main purpose, no redundant information. Every sentence adds value.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given no output schema, the description sufficiently explains the output: status, executionStatus, connector metadata, reconnect_url, and for bulk, { count, items }. Covers all essential aspects.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

With 0% schema description coverage, the description compensates by explaining 'item' and 'item_ids' parameters. However, 'item_id' is not explained, leaving a gap for one of the three parameters.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool returns the current status of a bank connection with specific statuses. It distinguishes from siblings by focusing on status retrieval, not listing or other actions.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides clear usage guidance: omit 'item' for all banks, pass 'item' for a single bank, and use item_ids for bulk. Does not explicitly mention when not to use or alternatives among siblings.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A3.9/5.0
Disambiguation4/5

The openfinance_* tools are clearly separated by resource and action—accounts, transactions, bills, loans, investments, and connection status—so an agent can usually tell them apart. A few pairs remain confusable, notably openfinance_list_transactions vs openfinance_list_transactions_by_item and the monolithic marketplace tool overlapping with report_bug, but the detailed descriptions largely resolve the boundaries.

Naming Consistency4/5

The openfinance_* subset follows a consistent snake_case verb_noun convention (list_accounts, get_item_status, update_transaction_category), and non-openfinance tools like report_bug and show_version fit the same style. The pattern breaks with bare verbs/nouns such as connect, authenticate, marketplace, and toolkit_info, but the domain prefix makes the majority predictable.

Tool Count3/5

25 tools sits at the top of the heavy-but-manageable range, and the Open Finance resource pairs plus platform/marketplace tools each earn some place. The count feels slightly bloated because marketplace bundles many capabilities and several status/sync tools could be consolidated, but the scope is broad enough that the number is defensible.

Completeness4/5

The toolkit covers the core Open Finance surface thoroughly: accounts, balances, transactions, credit-card bills, loans, investments, categories, connection lifecycle, sync, and provider health, plus marketplace and platform plumbing. Minor gaps exist—no direct connect-bank action beyond URLs, no per-transaction get endpoint, and some marketplace operations are only accessible through the single marketplace tool—but standard workflows are not dead-ended.

Resources