Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false. The description adds value by explaining what the response looks like in different states (all connected vs. missing credentials), and clarifies the connect_url behavior for the toolkit and per-install URLs. This goes beyond what annotations convey. However, it doesn't specify the exact format of the response or possible error/exception behaviors.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.