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openfinance_get_accounts_detail

Read-onlyIdempotent

Returns full account objects including extended creditData (additional cards, limits) per id (GET /accounts/:id). Pass account_ids as an array (1–50). { results, errors } batch shape. May include a provider_incident block when the Open Finance provider has an OPEN incident affecting a connected bank: credit limits and balances may be unreliable (e.g. a limit near 1,00) until the provider recovers. Do not present those values as real.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idsYes

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

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  9. First observed

TDQS

A4.2/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already indicate read-only and idempotent. The description adds significant context: batch result format, potential provider_incident block, and caution about unreliable values during incidents. No contradiction with annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Extremely concise: 4 sentences cover purpose, usage, batch shape, and a critical warning. Every sentence adds unique value, no redundancy. Front-loaded with core purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given one parameter, no output schema, but annotations present, the description covers batch shape and special incident handling. Doesn't describe full account object structure, but that's likely consistent across endpoints. Adequate for an informed agent.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 0%, so description must compensate. It mentions account_ids as an array with size constraint, but does not explain what account_ids represent (e.g., identifiers from list_accounts). Adds moderate value beyond schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states it returns full account objects with extended creditData per ID, using a specific verb and resource. It distinguishes from sibling tools like list_accounts by emphasizing the detailed nature and the batch shape.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly instructs to pass account_ids as an array of 1-50, describes the batch result shape, and warns about provider_incident making values unreliable. However, it doesn't explicitly contrast with alternative tools for when to use this versus list_accounts or get_balance.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A3.9/5.0
Disambiguation3/5

Most openfinance_* tools have clearly distinct resource-action pairs, but several pairs overlap enough to cause misselection: authenticate vs connect, openfinance_list_accounts vs openfinance_get_accounts_detail, and openfinance_list_credit_card_bills vs openfinance_get_credit_card_bill. The long descriptions help, but the monolithic marketplace tool also mixes many sub-actions that overlap with report_bug and connection management.

Naming Consistency3/5

The openfinance_* tools mostly follow a consistent openfinance_<verb>_<noun> pattern, and the utility tools are all snake_case, but the conventions are mixed: marketplace is a bare noun, connect/authenticate are bare verbs, and openfinance_provider_status/toolkit_info lack a verb prefix. The pattern is readable but not uniform across the whole set.

Tool Count3/5

At 25 tools, this sits at the top of the borderline-heavy range. The Open Finance domain justifies many of them, but the marketplace mega-tool plus several overlapping list/get variants make the set feel larger than necessary.

Completeness4/5

The surface covers the full Open Finance lifecycle well: connection search/status/sync/disconnect, accounts, balances, transactions, credit card bills, loans, investments, and category correction. Minor gaps exist, such as no direct payment/transfer initiation or single-transaction detail endpoint, but these are outside the apparent read/aggregate purpose and are workable around.