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openfinance_get_accounts_detail

Read-onlyIdempotent

Returns full account objects including extended creditData (additional cards, limits) per id (GET /accounts/:id). Pass account_ids as an array (1–50). { results, errors } batch shape. May include a provider_incident block when the Open Finance provider has an OPEN incident affecting a connected bank: credit limits and balances may be unreliable (e.g. a limit near 1,00) until the provider recovers. Do not present those values as real.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idsYes

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

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TDQS

B3.4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Beyond annotations (readOnlyHint, idempotentHint), description warns about provider_incident block causing unreliable data and instructs not to present those values as real. Also explains batch shape {results, errors}. Adds significant behavioral context.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Front-loaded with main purpose, then usage, then warning. Each sentence adds value. Slightly verbose but necessary information, no fluff.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Covers key behavioral aspects and warning, but lacks full description of return objects. No output schema, so more detail on fields (beyond creditData and provider_incident) would improve completeness. Adequate for a simple param tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 0% so description compensates minimally: specifies array of strings (account_ids) with range 1-50. Adds meaning beyond schema but lacks explanation of what account_ids represent (e.g., IDs from list_accounts).

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states it returns full account objects with extended creditData per ID. Mentions HTTP endpoint and batch shape. However, it does not explicitly distinguish from sibling tools like openfinance_list_accounts which might list accounts without full detail.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides parameter usage (pass account_ids as array 1-50) but lacks guidance on when to use this tool versus alternatives. No mention of prerequisites or when not to use.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A3.7/5.0
Disambiguation4/5

Most openfinance_* tools target clearly distinct resources (accounts, transactions, bills, loans, investments, connections, categories). Minor overlap exists—list_accounts returns balances and list_transactions_by_item consolidates what list_transactions provides—but the detailed descriptions distinguish them adequately.

Naming Consistency4/5

The openfinance_* tools follow a consistent verb_noun pattern (get_*, list_*, update_*, force_sync, search_*) with one slight deviation: openfinance_provider_status omits a verb. The non-openfinance platform tools (authenticate, connect, marketplace, report_bug, etc.) break the prefix pattern, creating two naming conventions within the same server.

Tool Count3/5

25 tools sits at the upper boundary of acceptable for a comprehensive Open Finance banking adapter, covering accounts, transactions, credit cards, loans, investments, and connection management. However, including meta-platform tools like marketplace and toolkit_info inflates the count and makes the set feel heavier than a pure banking tool surface.

Completeness4/5

The tool surface covers the core Open Finance lifecycle well: list/get accounts, balances, transactions, credit card bills, loans, investments, connection management, category correction, and provider status. Gaps include no direct new-bank connection tool (only URLs) and no investment detail endpoint beyond transactions, but agents can work around these.