Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already guarantee that this is a read-only, idempotent operation. The description goes beyond that by explaining concrete response behavior: authenticated true with empty pending[] when all providers are connected, and connect_url when credentials are missing. That is meaningful behavioral context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.