Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnlyHint, idempotentHint, destructiveHint). The description adds meaningful behavioral context: what happens when credentials are missing (returns connect_url) and distinguishes between toolkit and per-install URLs. This goes beyond annotations and provides useful usage context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.