Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint:true, idempotentHint:true, and destructiveHint:false. The description adds valuable context beyond that, specifying exact output conditions (authenticated:true and empty pending[] when connected, connect_url when credentials missing), which is not derivable from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.