Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint false, so the safety profile is established. The description adds useful behavioral context beyond annotations by specifying what happens under different connection states, including the presence of connect_url when credentials are missing.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.