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openfinance_list_loans

Read-onlyIdempotent

Lists loan contracts per bank connection (GET /loans). Pass items as an array of connection selectors (item_id uuid, connector_id, or connector_name) — one entry per connection to fetch; multiple connections are queried sequentially with rate-limit spacing. OMIT items to list loans across ALL linked banks. Returns { results, errors } per connection.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
itemsNo

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

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TDQS

A4.7/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Discloses sequential querying with rate-limit spacing and return format ({ results, errors }) beyond annotations (readOnlyHint, idempotentHint, destructiveHint). No contradiction.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Concise, front-loaded with purpose, each sentence adds value. No wasted words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Covers usage, behavior, and return format. No output schema needed; description is complete for correct tool invocation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema has no description for `items`; description explains it as connection selectors (uuid, connector_id, or connector_name) and omission behavior. Adds significant meaning despite 0% schema coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states the tool lists loan contracts per bank connection (GET /loans), with specific verb and resource. Distinguishes from siblings like openfinance_get_loan_detail.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explains when to pass `items` (for specific connections) vs omit (all banks), including sequential querying and rate-limit spacing. Does not explicitly mention alternatives but provides sufficient context.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A3.9/5.0
Disambiguation3/5

Most openfinance_* tools target distinct resources and actions, but several overlap in purpose: list_transactions vs list_transactions_by_item, get_credit_card_bill vs list_credit_card_bills, and multiple connection/status tools expose reconnect URLs. The long descriptions help, but the boundaries are not always immediately obvious.

Naming Consistency4/5

The openfinance_* tools follow a consistent list_/get_ verb_noun pattern and share a clear prefix. The smaller platform cluster is less consistent — marketplace, connect, authenticate, show_version, toolkit_info — mixing nouns, bare verbs, and snake_case, but it is a minor deviation overall.

Tool Count3/5

At 25 tools, this sits at the heavy end of acceptable. The Open Finance surface is broad enough to justify many of them, but there is redundancy (e.g. list_transactions_by_item largely wraps list_transactions plus account resolution) and a separate platform-management cluster that makes the set feel sprawling.

Completeness4/5

The Open Finance domain is well covered: connection lifecycle, accounts, balances, transactions, credit-card bills, loans, investments, categories, and provider status are all present, and data flows connect properly between tools. Minor gaps exist, such as no single-transaction fetch or dedicated prompt-management tools, but the marketplace tool fills those roles.