Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (readOnly, idempotent, non-destructive), the description adds behavior details: when all providers are connected it returns authenticated:true and empty pending[], and when credentials are missing it returns connect_url and per-install URLs. This gives useful conditional response context not in the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.