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openfinance_list_transactions_by_item

Read-onlyIdempotent

Consolidated cash-flow analysis for a whole bank CONNECTION over a period, in ONE call. Resolves the connection's accounts internally and fans out their transactions, so you do NOT need to call openfinance_list_accounts first nor carry account_id uuids between calls. Pass item (connector_id, connector_name or item_id) to target one bank, or OMIT it to analyze ALL linked banks at once. from/to are ISO dates (YYYY-MM-DD). Default granularity:'monthly' returns a COMPACT summary (no raw rows): total entradas, saídas, saldo_liquido, monthly evolution (por_mes), and top_despesas/top_recebimentos (largest N each), plus a per-account breakdown (by_account). Use this for 'análise anual/mensal', 'fluxo de caixa', 'entradas e saídas', 'maiores gastos/recebimentos'. Set granularity:'raw' to ALSO get every consolidated transaction (heavier — only when itemized rows are needed); combine with detail:'rich' to enrich those rows with merchantInfo (cnpj/cnae/businessName/category) + extra creditCardMetadata (billId, purchaseDate, fees), or detail:'raw' for the full untouched Pluggy object per row, when the connector provides them. type filters BANK or CREDIT accounts. On a connection with many transactions the scan caps at 5000/account and flags truncated:true. May include a provider_incident block when the Open Finance provider has an OPEN incident affecting a connected bank: the totals/rows may be incomplete or wrong until the provider recovers, and reconnecting does not fix it.

Bulk support: accepts item_ids for batched execution.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
toNo
fromNo
itemNo
typeNo
top_nNo
detailNo
item_idNo
item_idsNo
granularityNo

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. Added
  2. Removed
  3. Added
  4. Removed
  5. Added
  6. Removed
  7. Changed2 schema fields changed
    • addedInput schema / properties / item_id
      Added value: +{
      +  "type": "string"
      +}
    • addedInput schema / properties / item_ids
      Added value: +{
      +  "items": {
      +    "type": "string"
      +  },
      +  "type": "array"
      +}
  8. Added
  9. Removed
  10. First observed

TDQS

A5/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The annotations already declare readOnlyHint and idempotentHint, but the description adds substantial behavioral context: it fans out to all accounts internally, scans cap at 5000/account with a truncated flag, may include a provider_incident block, and supports batched execution. It also explains that if provider incident is present, data may be incomplete/wrong, which is valuable risk disclosure beyond the safety hints.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is long but every sentence carries critical meaning, no fluff. It leads with the primary purpose, then usage, then parameter details, then caveats, and finally bulk support. The use of bold and short clauses improve readability. Despite its length, it is efficiently structured for a tool with this complexity.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool has no output schema, the description must explain return values, and it does so thoroughly: mentions total entradas/saídas/saldo_liquido, monthly evolution, top expenses/revenues, by_account breakdown, and raw rows with merchantInfo and creditCardMetadata. It also covers edge cases like truncation and provider incidents, and the ability to batch with item_ids, making it complete for agent decision-making.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has 9 parameters with no description coverage, but the description explains nearly all of them: item (connector_id, connector_name, or item_id) and omission semantics, from/to as ISO dates, granularity (monthly vs raw), detail (rich vs raw), type (BANK/CREDIT), and item_ids for batch. It even clarifies what returns are affected by these parameters (e.g., rich adds merchantInfo).

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly identifies the tool as a consolidated cash-flow analysis for a whole bank connection, with a specific verb ('list'/'analyze') and resource ('transactions by item'). It differentiates from siblings by stating it resolves accounts internally and eliminates the need for prior account listing calls, and even mentions the alternative of omitting item to analyze all banks, which is a unique scope.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It explicitly states when to use the tool (e.g., 'análise anual/mensal', 'fluxo de caixa'), provides guidance on when to omit vs. provide item, describes difference between monthly and raw granularity, and even gives a 'heavy' warning for raw mode. It also names an alternative action ('do NOT need to call openfinance_list_accounts first'), which is a clear usage directive.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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