Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint=true, idempotentHint=true, and destructiveHint=false, which fully cover the safety profile. The description adds valuable context about the response structure (authenticated flag, pending array, connect_url presence) and conditional behavior based on credential state, which goes beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.