Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safe read behavior is covered. Description adds valuable conditional response semantics: `authenticated:true` with empty `pending[]` when all connected, and connect_url/per-install URLs when credentials missing, which isn't derivable from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.