Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint: true and idempotentHint: true, so safety traits are covered. The description adds valuable behavioral context: it explains the conditional response logic (when all providers connected vs. when credentials are missing), including the meaning of fields (authenticated, pending[], connect_url, per-install URLs). This goes beyond the annotations and gives the agent a clear expectation of the tool's behavior in different states.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.