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Banco PAN MCP

by io.github.mcp-dir

openfinance_force_sync

Forces the bank to re-sync one or more connections NOW and WAITS for it to finish (PATCH /items/:id, then polls until the item stops updating, up to ~60s). Use this when a balance or transaction list looks stale: a connection can read UPDATED yet be hours old, and this pulls fresh data WITHOUT disconnecting/reconnecting. Pass items as an array of selectors (item_id, connector_id, connector_name, or the user-set custom_label nickname); OMIT items to sync ALL linked banks. Returns { results, errors }; each result has the final status, executionStatus, lastUpdatedAt (advances when data is refreshed), and synced (true = fresh data is ready). needs_action (e.g. MFA_REINTERACTION / LOGIN_ERROR / WAITING_USER_INPUT) means the user must re-authenticate — those results include a reconnect_url that opens the widget in UPDATE mode for that exact connection (user enters credentials / MFA token, data refreshes in place, no slot consumed, no disconnect needed). timed_out: true means the sync is still running — re-check with openfinance_get_item_status. Set wait: false for fire-and-forget (returns immediately while UPDATING).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
waitNo
itemsNo

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. Added
  2. Removed
  3. Added
  4. Removed
  5. First observed

TDQS

A4.7/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description discloses key behaviors: uses PATCH and polling, waits up to 60s, returns detailed result fields (status, executionStatus, lastUpdatedAt, synced, needs_action, reconnect_url, timed_out). Annotations show readOnlyHint=false and destructiveHint=false, supporting the mutation but non-destructive nature. No contradictions.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is thorough but not overly verbose. It front-loads the main action and intent, then provides detailed explanations. Each sentence adds value, though some minor redundancy could be trimmed. Overall, well-structured.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's complexity (sync with polling, multiple outcomes), the description covers behavior, parameters, return values, error handling (needs_action with reconnect_url, timed_out), and references a sibling tool. Without an output schema, it provides sufficient context for an agent to select and invoke correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, but the description fully explains the 'items' parameter as an array of selectors (item_id, connector_id, connector_name, custom_label nickname) and the 'wait' parameter as synchronous vs fire-and-forget. This provides clear meaning beyond the schema's type definitions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses specific verbs ('forces', 're-sync') and clearly states the resource (bank connections) and action (sync and wait). It distinguishes itself from sibling tools like openfinance_get_item_status by explaining that it initiates a sync and waits, while the sibling is for checking status after timeout.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explicitly states when to use (stale balance/transactions) and what it does without disconnecting/reconnecting. It mentions options like wait: false for fire-and-forget and refers to openfinance_get_item_status for timed_out results. However, it could more explicitly list when not to use or provide alternative tools for other scenarios.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A4/5.0
Disambiguation4/5

The tools are mostly distinct, covering authentication, marketplace navigation, Open Finance data retrieval (accounts, transactions, bills, loans, investments), and status/connector management. Some overlap exists between openfinance_list_transactions and openfinance_list_transactions_by_item (both return transactions, but the latter is a consolidated summary), which could cause momentary confusion, though descriptions clearly differentiate them.

Naming Consistency4/5

Tool names follow a clear pattern: 'openfinance_' prefix for Open Finance operations, with consistent verb_noun structure (list_accounts, get_account_balance, update_transaction_category). However, there are a few outliers like 'authenticate', 'connect', 'marketplace', 'report_bug', and 'show_version' that don't follow the Open Finance naming convention, though they serve different purposes and are still readable.

Tool Count4/5

With 25 tools, the count is slightly high but justifiable given the broad scope: the server covers Open Finance banking data (accounts, transactions, bills, loans, investments, connections), marketplace operations, and system utilities. Not all tools are used in every session, but each serves a distinct purpose, and the count remains manageable due to clear grouping.

Completeness4/5

The tool surface covers the core Open Finance lifecycle well: list and get accounts, transactions, bills, loans, investments, plus sync, reconnect, and category updates. It also includes connector search and provider status. Minor gaps exist, such as no explicit tool for updating or deleting a transaction category rule, and no direct CRUD for connections (only list and disconnect), but these are acceptable gaps.

Resources