Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the agent knows it's a safe read operation. The description adds valuable behavioral context: it details the two scenarios (all connected vs missing credentials) and what the return values look like (authenticated:true vs connect_url). This goes beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.