Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, and non-destructive behavior. The description adds meaningful conditional context: all providers connected returns authenticated:true with empty pending[], while missing credentials returns connect_url and per-install URLs. This goes beyond what annotations convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.