Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, and the description adds substantive context beyond them: it reports the plan, per-table row estimates, and the concrete 5-million-row rejection threshold. It doesn't detail output shape, but the safety and limit profile is well covered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.