Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, covering safety. The description adds conditional behavioral detail: what happens when all providers are connected versus when credentials are missing, explaining the response content (authenticated:true and empty pending[] vs connect_url and per-install URLs). This goes beyond annotations but does not mention rate limits or authentication prerequisites, which are not critical for this simple read-only tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.