Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint as safe, so the description adds value by explaining the two output conditions: authenticated:true with empty pending[] when connected, versus connect_url and per-install URLs when credentials are missing. This goes beyond the annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.