Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the read-only safety profile is covered. The description adds churn-specific behavior and aggregate metrics, but does not disclose return structure, pagination behavior, or how 'value at risk' is computed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.