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openfinance_list_loans

Read-onlyIdempotent

Lists loan contracts per bank connection (GET /loans). Pass items as an array of connection selectors (item_id uuid, connector_id, or connector_name) — one entry per connection to fetch; multiple connections are queried sequentially with rate-limit spacing. OMIT items to list loans across ALL linked banks. Returns { results, errors } per connection.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
itemsNo

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. Added
  2. Removed
  3. First observed

TDQS

A4.7/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true and idempotentHint=true. Description adds key behavioral traits: sequential querying with rate-limit spacing and return format '{ results, errors }' per connection. No contradictions.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three sentences front-loaded with purpose, followed by parameter semantics and omission behavior. Every sentence adds unique value; no redundancy or filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Covers purpose, parameter usage, return format, and behavior for multiple connections. Minor gap: does not specify behavior for an empty 'items' array (likely equivalent to omission). Still adequate for a simple list tool with no output schema.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Although schema provides 0% parameter descriptions, the description fully explains the 'items' array: each element is a connection selector (item_id uuid, connector_id, or connector_name), and omitting the parameter lists all loans. This adds complete meaning beyond the bare schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states verb 'Lists', resource 'loan contracts', scope 'per bank connection', and HTTP method 'GET /loans'. Differentiates from sibling 'openfinance_get_loan_detail' by specifying listing vs. detail retrieval.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides explicit guidance on using the 'items' parameter for specific connections or omitting it for all banks. Mentions rate-limit spacing for sequential queries. Does not explicitly state alternatives, but sibling names make differentiation clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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