Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower. The description nonetheless adds two real behavioral facts beyond the annotations: only 'published' records are returned, and absence of a credit must be treated as unknown rather than as evidence of no donor — a meaningful guardrail against hallucinated attribution.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.